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Can a "manufactured house" be considered real property by real estate professionals and mortgage lenders? Yes, it can.
The Manufactured Housing Institute introduced the term "CrossMod™ " to describe high-quality manufactured homes that directly compare against on-site, stick-built homes. The name combines the descriptors "crossover" and "modern" to represent this new housing classification. CrossMod™ homes are built in modern facilities but have features that make them look like traditional site-built homes
Imagine this scenario:
1. You can buy a house that comps against site-built homes in your area
2. You'll pay less than you would for a site-built home (similar size, lot size, amenities, features)
3. Your house appreciates at a similar rate as site-built homes
4. Your house meets higher federal quality standards than most site-built homes
Clayton, one of the leading national manufactured home builders, partnered with the Georgia Manufactured Housing Association to deliver urban infill housing. CrossMod ™ homes combine off-site construction with site-built features, indistinguishable from a traditional site-built home. Factory-built homes are uniquely positioned to help increase housing inventory. Unfortunately, restrictive urban zoning policies can limit opportunities for using this cost-effective housing option.
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